Back in October I told you about the Citi 5% CashReturn Mastercard. The 5% off everything only applies for the first three months, but during the holiday shopping season, we sure racked up the bonus dollars. We charged everything possible including: gas, groceries, property tax*, homeowners insurance, auto insurance, DMV, my $4000 Lasik, and of course shopping. Just in those months, we received three rewards checks totaling over $700!Since my promotional period expired last month, I had Chrissy apply for another card under her name. So now we have another 3 months of 5%. And it's not like we're overspending just to get the dollars, we're just using it like normal with everyday purchases. And considering the price of gas is going up again, it's nice to know we're getting a little bit back with each pump. 5% may not seem much, but it adds up quickly. You may think it's a hassle to apply (not really, it only takes one week to get your card), but let me tell you, when you get that check in the mail for doing nothing extraordinary, that smile on your face will make it all worthwhile. Yes, free money will do that to you!
Another idea is to spend it on giftcards during the promotional period. If you KNOW you're gonna shop at Safeway, Home Depot, Apple Store, etc. in the future, buy the gift card now and guarantee the 5% savings. This is really a no-brainer. And remember, property tax is coming again. Apply Now.
*Property tax has a 2.5% surcharge for using credit card. You'll still come out ahead 2.5% ($25 savings per $1000). Also, I get zero points/credit for referring you. But if you feel inclined when receiving your rebate check, I'm always free for lunch!
No comments:
Post a Comment